What makes roof disputes hard
A roof claim is a measurement and judgment problem. How many slopes were hit? Can a shingle be repaired without damaging the surrounding ones? Is the product still made in that color? A roof claim appraisal in Delaware has to answer those questions with evidence, not opinions.
How we document a roof
- Slope by slope: test squares, hit counts and photos for each elevation, including soft metals such as vents, gutters and flashing that show hail size and direction.
- Brittleness and repairability: whether shingles can be lifted and replaced without breaking neighbors — a real issue on older or heat-aged roofs.
- Matching: product line, exposure and color availability, and how your policy treats matching.
- Measurements: our own measurements or aerial reports, verified on site, with the waste factor the roof’s geometry actually needs.
Line items that often go missing
- Steep charges (commonly from 7/12 or 8/12 pitch) and high-roof charges for two-story eaves
- Starter course, ridge cap, drip edge and ice-and-water barrier where required
- Step and counter flashing, chimney flashing, pipe jacks
- Additional layers to remove, and plywood replacement where decking is damaged
- Gutters, downspouts, screens and soft metals on the same storm path
Hail, wind or age?
Many Delaware roof denials argue the damage is old wear or manufacturing defects. Appraisal can still address the cost of damage the carrier accepts — but if they’ve denied the roof outright, that’s a coverage question. We’ll tell you which kind of dispute you have before you spend money on the wrong process.
Use our free roof pitch and squares calculator to check the carrier’s square count before you call.
Frequently asked questions
Does Delaware get enough hail to matter?
Yes. Hail is less frequent than in the central states, but severe thunderstorms bring it to all three counties most years, and a single event can damage thousands of roofs.
The carrier approved only a few shingles. Can appraisal change that?
If the dispute is how much damage exists and what it costs to repair properly, appraisal can address it. Matching and repairability evidence is what usually moves the number.
Should I replace my roof before appraisal finishes?
Talk to us first. Removing the roof can destroy the evidence the panel needs. If the roof is leaking, make temporary repairs and keep detailed photos and receipts.
Related services
Wind & Tornado Damage Appraisal
Derechos, squall lines and tornadoes: lifted shingles, siding, fences and structural damage.Learn more
Hurricane & Coastal Storm Appraisal
Named storms and their remnants: wind, wind-driven rain and the wind-versus-flood question at the shore.Learn more