A practice built around one question
Most claim professionals do a little of everything. We chose to specialize. Delaware Insurance Appraiser works on the amount of loss — what the covered damage actually costs to repair — and we’ve built our process, worksheets and documentation standards around answering that question well. That focus lets us serve as your appointed appraiser, review an estimate before a dispute escalates, or sit as a neutral umpire on a panel where we represent neither side.
How we work
- Scope first. We inspect and measure before we look at anyone else’s numbers.
- Supportable over impressive. An inflated estimate might look good on day one, but it costs credibility with the umpire. We price what we can support.
- Plain-English reporting. You’ll understand every difference between our valuation and the insurer’s.
- Honest triage. If your claim needs an attorney or a public adjuster instead, we’ll say so.
- Fees in writing. Before any work starts, you know what it costs.
Who we work with
Homeowners, condo owners, landlords, HOA boards, property managers, churches, farms, business owners, contractors, public adjusters and attorneys across Delaware. On any claim we serve in one role only, and we disclose prior relationships with the other appraiser or the umpire.
What we are not
We aren’t a law firm and don’t give legal advice. We don’t act as public adjusters or negotiate claims outside the appraisal process. We don’t guarantee outcomes — no honest appraiser can — and we don’t publish testimonials or “results” that could set false expectations.
Why Delaware
A state with three counties still holds a wide range of claims: rowhomes and Riverfront condos in Wilmington, subdivisions in Middletown and Bear, farms and poultry houses around Georgetown, and elevated beach homes from Lewes to Fenwick Island. Working the whole state means we see every kind of loss it produces and price each one with local knowledge.