The Delaware Appraisal Clause in Plain English
A sentence-by-sentence walk through the appraisal paragraph found in most Delaware homeowners and commercial policies.

Appraisal journal
Practical guides on policy language, coastal storms, documentation and claim strategy for Delaware property owners.
A sentence-by-sentence walk through the appraisal paragraph found in most Delaware homeowners and commercial policies.
Homeowners policies cover wind; flood policies cover rising water. Here’s how to document both after a storm at the bay or the beach.
Each professional solves a different problem. Picking the right one first saves time and fees.
What to check — and photograph — on your roof and in your attic after a winter coastal storm.
Insurance estimates are dense, but the structure is predictable. Here’s what to look for on each page.
Appraisal is powerful, but it’s not always the right tool. Here are the situations where we’d steer you elsewhere.
Send us the carrier’s estimate and your photos. We’ll tell you plainly what we see.