Delaware Insurance AppraiserIndependent claim appraisal · First State

Statewide coverage

Insurance Appraisal Across All Three Delaware Counties

Delaware Insurance Appraiser works in every community in New Castle, Kent and Sussex counties — from the Pennsylvania line to the Maryland border at Delmar and Fenwick Island.

By county

How claims differ across Delaware

The same policy language plays out very differently in a Wilmington rowhome, a Kent County farmhouse and a Bethany Beach cottage on pilings.

New Castle County

Delaware’s most populous county runs from the Pennsylvania line and the Brandywine Valley down past the Chesapeake & Delaware Canal. Rowhomes, stone houses and Riverfront condos in the north give way to fast-growing subdivisions in Middletown and Townsend.

  • Creek & river flooding
  • Frozen pipes
  • Tree damage
  • HOA matching

Wilmington · Newark · Middletown · Bear

Kent County

The middle county centers on Dover, the state capital, with farmland and Delaware Bay marshes on its eastern edge. Open country lets summer squall lines and tropical remnants build, and Dover Air Force Base means many military households.

  • Squall lines
  • Tornadoes
  • Hail
  • Farm buildings

Dover · Smyrna · Milford · Camden

Sussex County

The largest county by area holds Delaware’s Atlantic beaches, the inland bays and a deep agricultural interior. Coastal Sussex faces nor’easters, named storms and wind-versus-flood questions; western Sussex sees poultry houses, farms and river towns.

  • Nor’easters
  • Hurricanes
  • Wind vs. flood
  • Poultry houses

Lewes · Rehoboth · Bethany · Georgetown · Seaford

Don’t see your town?

We cover every community in all three counties. Call and tell us where the property is.

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