Rehoboth Beach at a glance
- County
- Sussex County
- Neighborhoods
- the ocean blocks, the Pines, Country Club Estates, North Shores, Henlopen Acres and the communities along Route 1 and Rehoboth Bay
- Housing mix
- Beach cottages, larger renovated homes, condos, commercial buildings along Rehoboth Avenue and communities along Route 1
Local claim risks
- Nor’easters
- Hurricanes
- Wind-driven rain
- Coastal flooding
- Salt corrosion
A storm history written on the boardwalk
The 1962 Ash Wednesday Storm battered Rehoboth Beach, destroying much of the boardwalk and damaging oceanfront homes. Nor’easters and tropical systems since then — including Sandy in 2012 — have damaged dunes, the boardwalk and beachfront properties. Insurance appraisal in Rehoboth Beach starts with understanding how wind, water and sand each played a part.
High-value coastal homes
Ocean-block cottages, renovated homes in the Pines and Country Club Estates, and properties in Henlopen Acres and North Shores often have high-end finishes, cedar shakes and custom millwork. Percentage hurricane deductibles can be large, and small scope differences translate into large dollar differences.
Condos and commercial buildings
Condo buildings, hotels, restaurants and shops along Rehoboth Avenue and the boardwalk raise commercial coverage questions — business income, ordinance-or-law and the split between association and owner policies. We value the building portion and coordinate with other specialists as needed.
What we see most
- Roof, siding and window damage after coastal storms
- Wind versus flood disputes on ocean-block properties
- Large hurricane-deductible claims
- Condo association and commercial building claims
- Corrosion-related failures in coastal construction
Services available in Rehoboth Beach
Every Delaware Insurance Appraiser service is available to property owners in Rehoboth Beach and the surrounding area:
- Appraisal Clause Representation
- Homeowners Claim Appraisal
- Commercial, Condo & HOA Appraisal
- Roof & Hail Claim Appraisal
- Wind & Tornado Damage Appraisal
- Hurricane & Coastal Storm Appraisal
- Water Damage Claim Appraisal
- Fire & Smoke Claim Appraisal
- Nor’easter & Winter Storm Appraisal
- Carrier Estimate Review
- Umpire & Neutral Appraiser Services
Questions from Rehoboth Beach property owners
My hurricane deductible is 5%. Is it worth disputing the claim?
That depends on the size of the gap after the deductible. Our hurricane deductible calculator and a free estimate review can help you decide.
Do you handle Rehoboth condo associations?
Yes. We review the declaration first to separate the association’s master policy from owners’ HO-6 coverage.
Can you help with a home in Dewey Beach?
Yes. We cover all of coastal Sussex County, including Dewey Beach and Henlopen Acres.
