What the score means
Each question is weighted by how much it affects an appraisal outcome. The itemized estimates and coverage acceptance carry the most weight, because without them appraisal can’t really work. A high score means you have what a panel expects to see; a low score gives you a to-do list.
Why preparation matters
An appraisal award is binding on the amount of loss once two of three panel members sign. If key evidence is missing, the award may lock in a lower number than the damage deserves. It’s much easier to gather documents before appraisal than to argue about them after.
Your answers are not saved or sent anywhere.
Questions about this worksheet
Do I need a perfect score to invoke appraisal?
No. But each “no” answer is a gap a panel may notice. Close the important ones first.
Why is coverage acceptance on the list?
Appraisal decides the amount of loss, not coverage. If coverage is denied, you may need an attorney instead.
Is my information stored?
No. The checklist runs entirely in your browser.
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