General information only
The content on this website is educational and general. It describes how insurance appraisal commonly works, but your policy’s wording controls. Read your own policy and its endorsements.
Not legal advice, not a public adjuster
Delaware Insurance Appraiser provides appraisal, estimating and umpire services. We are not attorneys, we don’t give legal advice, and we don’t act as public adjusters or negotiate claims outside the appraisal process.
No guarantee of results
Every claim is different. Example figures on this site are illustrative and are not results for any client. No appraiser can guarantee an award. We do not publish testimonials or client results.
Deadlines
Policies contain deadlines, including for notice, proof of loss, depreciation recovery and lawsuits. Nothing on this site extends or changes any deadline. If a deadline is approaching, talk to a Delaware attorney promptly.
Statutes, agencies and storms
References to Delaware law, the Delaware Department of Insurance, the state’s FAIR plan, the NFIP or past storms are general context. Verify current law and facts with official sources such as the Delaware Department of Insurance.
Photographs
Photos on this site are royalty-free CC0 and public-domain images used for illustration. They do not show our clients’ properties.