The deadlines that matter
- Notice: most policies require prompt notice. Report damage as soon as you can.
- Mitigation: take reasonable steps to prevent further damage and keep receipts.
- Proof of loss: many policies require a sworn proof of loss within a set number of days after the insurer’s request.
- Depreciation recovery: replacement cost policies often set a deadline for completing repairs to collect the holdback.
- Suit limitation: policies often shorten the time to file a lawsuit. Delaware law has its own limitations periods, and how they interact with policy language is a legal question for a Delaware attorney.
Using the calendar
The default values are examples, not legal deadlines. Replace them with the periods in your policy and in any letters from your insurer. The .ics file works with Google Calendar, Apple Calendar and Outlook. Nothing you enter leaves your browser.
Questions about this worksheet
Are the default periods legal deadlines?
No. They’re examples. Use the periods stated in your policy and correspondence.
Does invoking appraisal pause the suit deadline?
Not necessarily. Ask a Delaware attorney how your policy’s suit-limitation clause applies while appraisal is underway.
What does the .ics file contain?
One all-day event per milestone with a short description. It’s created in your browser and downloaded directly.
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